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i went on internet to look for loan and this company charged me 67.70 to do a loan search???? RIP OFF I WANT MY MONEY BACK
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[26/02/2012] mike99 dont get mad get even: They may have your bank details but definitely not your authorization.This is how they do it, first you probably visited this web site looking for information about a loan. The first thing you see is happy smiling old lady saying what a great company! How helpful they were in getting her a loan!
So okay lets take a look at this at what's on offer, you click apply and you get the next page. Right at the top of the page it said "CCJS? BAD CREDIT ? NO PROBLEM! NO CREDIT CHECK! NO UP FRONT FEES! Sounds good so you fill in your details because the form requires this and you tell them how much benefit you receive and what day you get it on.
So you have filled in the first page you feel okay about it because it stated at the beginning of the form "NO UP FRONT FEES" then you push proceed, oh dear you cant proceed because you have not ticked the terms and conditions box, now you know that this is bound to be a long document and hey what's the problem it stated at the start of the form "NO UP FRONT FEES" so you tick the box, but if you had read them it would say in condition 5 Membership fee " A one of joining fee of £69.95 is payable in all cases. On submission of your membership application you will be automatically charged to your debit/credit card that you provided and authorised on application.
I would go to the bank and say this is fraud it definitely states no up front fees on the form.
I would make it a formal complaint and have it treated as fraud, a brokerage fee is a fee! Lets be honest here the banks don't want this to stop because they get to charge you £25 to £35 every-time you go overdrawn,they are loving this.
When you make your fraud allegation ask them for information on how much money the banks made in charges with companies like this.Do they think this is morally or ethically and even legally sound business practise.As I have posted the Halifax took two lots of £67.70 it took me a loud voice in the bank and my ex had her money back. FIGHT BACK!
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