I was contacted by city financial claiming they had a loan agreed in principle and waiting for me to receive in may this year they said I would receive it 1 week after the telephone call with a girl called Danielle as soon as I had sent the terms and conditions off, which never arrived while speaking to Danielle I stupidly agreed to hand over £65 for the admin as she assured me they were a loan company not a broker and that their ombudsman would close them down if they did this, after further investigation I found that a lot more people had been victim of this fraudulent company so I sent a letter recorded delivery demanding my money back minus the £5 they are legally allowed to charge within 21 days I have called them on numerous ocassions just getting an answer machine were I have left my ref no and phone number to call me back and that I am reporting them to their ombudsman